Most lawyers will represent a cruise ship passenger who has suffered serious injuries on what is called a “contingency fee” basis. Under that arrangement, no, you would not have to pay any money to your attorney out of pocket for attorney’s fees or costs. Your attorney’s fees would be paid only if the attorney recovers money for you, and in that situation, the attorney’s fee is a percentage of the total monies recovered on your behalf.
Also, lawsuits, of course, require the expenditure of money, costs: Costs of suit, filing fees, expert witnesses, deposition transcripts, photocopies, medical records, and the like. Your lawyer will advance out of his own pocket the costs necessary to finance your suit, and those costs are reimbursable from the recovery that the lawyer makes on your behalf.
No, you don’t have to pay anything out of pocket to engage a good lawyer who will properly represent you in your cruise ship passenger claim for personal injury damages.